Federal Deposit Insurance Corporation

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Online Accounts

First Federal Savings Bank knows that when it comes to a bank account, customers want an account that is hassle free. We make it easy, no matter how busy your life gets. 

Lifestyle Checking

A modern account for how you really live. Flexible and on the go for your busy lifestyle.

  • Low minimum deposit of $25 to open the account
  • No balance requirements
  • No monthly service fee
  • ATM Fee Refunds

Select Checking

Looking to earn interest! Choose this account to all the features you want plus a little extra.

  • Minimum deposit of $100 to open the account
  • $15 Monthly Service Fee waived with:

  • Minimum daily balance of $2,000, OR

  • a monthly direct deposit of at least $500

Money Market

Earn interest on your savings while maintaining easy access to your funds. 

  • Easy to open with a minimum of $2,500
  • Complimentary checks

  • Tiered interest rates

  • Unlimited deposits
  • Minimum withdrawal of $300

Regular Savings

  • Easy to open with a minimum of $10
  • Earns interest
  • Daily compounding
  • Unlimited over-the-counter deposits and withdrawals

Certificates of Deposit (CDs)

First Federal Savings Bank offers a variety of Certificate of Deposit (CD) choices. For the customer wanting to save money, without needing immediate access, CDs offer a choice in the term of the investment and provide some of the best rates we have to offer.

Term

 Minimum

 Compounding

 Rate

APY

3 Month CD

$2,500

Monthly

3.50

3.56

Open 3mo CD Now!

6 Month CD

 $2,500

Monthly

3.83

3.90

Open 6mo CD Now!

12 Month CD

 $1,000

Monthly

3.70

3.76

Open 12mo CD Now!

18 Month CD

 $2,500

Monthly

3.60

3.66

Open 18mo CD Now!

24 Month CD

 $1,000

Monthly

3.50

3.56

 Open 24mo CD Now! 

Compounding and Annual Percentage Yield
Interest is calculated using the daily balance method based on a 365/365 day year or 366/366 day year in leap year. The Annual Percentage Yield (APY) assumes interest will remain on deposit for a full year. A withdrawal of interest will reduce earnings.

Penalty
Certificates are subject to penalties for early withdrawal of principal prior to the maturity date. The penalty on Certificates with a term of 1 year or less is 90 days of interest on the amount withdrawn. The penalty on Jumbo Certificates and Certificates with a term greater than 1 year is 180 days of interest on the amount withdrawn.

Auto-Renewable
All Certificates are auto-renewable at the interest rate in effect on the renewal date. The Jumbo CD is not auto-renewable and will cease to earn interest after maturity.