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Checking Accounts

One of the most important accounts you can have is a checking account. First Federal Savings Bank knows that when it comes to a checking account, customers want an account that is hassle free. We make it easy, no matter how busy your life gets. For more information, or to open a checking account, please contact your nearest First Federal Savings Bank branch.

**Everyday Accounts**
Not sure which account is right for you ? We're here to help. Contact Us
	*Most Popular*
Student Checking	Lifestyle Checking	Select Checking	Standard Checking
The perfect account to help students, up through age 17, get their financial lives off to a great start.	A modern account for how you really live. Flexible and on the go for your busy lifestyle.	Looking to earn interest? Choose this account for all the features you want, plus a little extra.	Keep it simple with this basic account. Have a direct deposit? Ask about how you can benefit.
Contact Us to Open	OPEN NOW!	OPEN NOW!	Contact Us to Open
$25 Minimum Opening Deposit No Balance Requirements No Monthly Service Fee Up to $50 overdraft Lifesaver!	$25 Minimum Opening Deposit No Balance Requirements No Monthly Service Fee ATM Fee Refunds ($10 max per cycle) Up to $50 overdraft Lifesaver!	$100 Minimum Opening Deposit Minimum Balance Requirements May Apply Earns Interest Up to $50 overdraft Lifesaver!	$100 Minimum Opening Deposit Minimum Balance Requirements May Apply Up to $50 overdraft Lifesaver!

Let's take a closer look at your options.

	Student Checking	Lifestyle Checking	Select Checking	Standard Checking
Minimum Opening Balance	$25	$25	$100	$100
Earns Interest	No	No	Yes	No
Free Electronic Statements	✔	✔	✔	✔
Debit Card Available	✔	✔	✔	✔
Customized Card Alerts	✔	✔	✔	✔
Text Updates (balance/fraud/other)	✔	✔	✔	✔
Online & Mobile Banking	✔	✔	✔	✔
Overdraft Protection Available _{(enrollment required; includes fees)}	✔	✔	✔	✔
Personal Checks	Up to 3 free counter/bank checks per cycle	Up to 25 complimentary checks	Available for a fee	Available for a fee
Round Up for Saving Available (enrollment required)	✔	✔	✔	✔
Apple Pay®		✔	✔	✔
Zelle®		✔	✔	✔
Monthly Maintenance Fee* If requirements are not met	$0.00	$0.00	$15.00	$12.00
Requirements	Ages 14-17; requires a parent or guardian as joint owner.		Maintain minimum daily balance of $2,000, OR monthly direct deposit of at least $500, OR customer balance of $10,000, OR household balance of $25,000 in select accounts.	Maintain minimum daily balance of $1,000, OR monthly direct deposit of at least $500, OR customer balance of $5,000, OR household balance of $10,000 in select accounts.
	Learn More	OPEN NOW!	OPEN NOW!	Learn More

Specialty Accounts

HSA Checking

A Health Savings Account checking keeps customers with a high deductible health plan a step ahead in paying for qualified medical expenses.

Low minimum deposit of $100 to open the account
Low daily balance requirements
Interest earned on any balance
Complimentary HSA Visa® Debit Card offers a convenient way to pay doctor's fees, prescriptions, and other medical expenses.

Learn More

Community Checking

Community Checking is the perfect account for organizations, associations, clubs, benefit accounts, and others. Talk to your FFSB Customer Service Representative for details.

$10 Monthly Service Fee waived with:

Minimum daily balance of $1,500
eStatements required
Debit card available
Unlimited deposits and check writing

Money Market

Earn interest on your savings while maintaining easy access to your funds.

$2,500 minimum opening deposit
Complimentary checks
Tiered Interest-rates
Unlimited deposits
Minimum withdrawal of $300

OPEN NOW!

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Checking Accounts

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Specialty Accounts

HSA Checking

A Health Savings Account checking keeps customers with a high deductible health plan a step ahead in paying for qualified medical expenses.

Community Checking

Community Checking is the perfect account for organizations, associations, clubs, benefit accounts, and others. Talk to your FFSB Customer Service Representative for details.

Money Market

Earn interest on your savings while maintaining easy access to your funds.

Questions?

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