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President's Message

Welcome Customers and Friends,

For over 125 years, First Federal Savings Bank has serviced the needs of our customers and community.  Our mission is to provide superior products and services to build relationships with our communities, customers and employees.  Our Officers and Staff live, work, and volunteer in the communities we serve. We want to know our customers on a personal basis and serve their needs one on one.  We recognize that banking is changing with technology.  As a community bank we need to provide those services that customers want from their financial institution.  We will strive to provide the latest technology at reasonable costs.

Our foundation over the years has been providing a wide array of mortgage products.  We continue to commit to that core belief.  In addition, we provide competitive deposit products and mobile banking options.  For more than 25 years we have offered our NICE® Life program to more than 15,000 customers who qualify for exclusive travel and banking benefits.

I invite you to stop in any of our local offices and visit with our knowledgeable and friendly staff.  Many of them you may already know.  Give us the opportunity to earn your business and provide you with the best possible customer service experience, all while meeting your banking needs.  We thank you for the opportunity to serve you.

Please feel free to e-mail me with any questions you may have at


Laurence E. Bartman
President & Chief Executive Officer